About this calculator
The tool simulates both paths month by month: the buyer builds property growth and paid-down principal, while the renter invests the deposit and any monthly surplus. Results are very sensitive to the property-growth vs investment-return assumptions, which you can adjust.
Frequently asked
Can I rely on this for a decision?
Only as a ballpark. Real life also involves purchase costs, transaction costs, stability and lifestyle. Use it to build intuition and pair it with professional advice.