General information only
The content on homeloanai.au is for general informational and educational purposes only. Nothing on this site constitutes:
- Personal financial advice (as defined by the Corporations Act 2001)
- Credit assistance (as defined by the National Consumer Credit Protection Act 2009)
- Legal, tax, or accounting advice
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Calculator results are estimates
All calculator tools on this site produce indicative estimates only. They are based on the inputs you provide and use general formulae that may not reflect your specific circumstances, lender policies, or current market conditions. Actual repayments, borrowing power, stamp duty payable and other figures may differ materially.
AI assistant
The HomeLoanAI assistant is an automated tool that provides educational information based on training data. It is not a licensed financial adviser, broker or credit representative. Its responses are not personalised advice and should not be relied upon for financial decisions. Always verify critical information with official sources or a qualified professional.
Not a credit provider
HomeLoanAI is not a licensed credit provider, mortgage broker, or financial adviser. We do not arrange loans, assess credit applications, or provide credit assistance. We do not hold an Australian Credit Licence (ACL) or operate as a credit representative.
No liability
To the fullest extent permitted by law, HomeLoanAI and its contributors disclaim all liability for any loss or damage arising from your use of, or reliance on, any content on this site — including calculator outputs, AI responses, articles and guides.
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Changes
We may update this disclaimer from time to time. The latest version will always be available at this page.
Last updated: July 2026