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Stamp Duty + First Home Calculator
Duty, concessions and grants by state
About this calculator
Each state uses a progressive duty scale, and first-home status, property type (existing/new/vacant), owner-occupier vs investor, and foreign-buyer status all change the total materially. This tool estimates your payable amount and a full line-item breakdown under current state rules.
Frequently asked
How much stamp duty can a first home buyer save?
It varies by state — e.g. NSW is typically fully exempt for owner-occupiers up to $800k (phasing out to $1M); VIC is exempt up to $600k. The tool applies the current concession for your state and price.
How much extra do foreign buyers pay?
Most states add roughly 7%–9% surcharge for foreign buyers, usually with no concession. Toggle 'foreign buyer' in the calculator to see it.