In 2026 the First Home Guarantee drops income caps and uncaps places. We explain deposit rules, new property price limits across Sydney ($1.5M), Melbourne ($950k), Brisbane ($1M), Perth ($850k) and how to apply.
Family guarantee loans explained: how they work, the risks, and which lenders offer them in Australia in 2026.
Rent history, shares, cash gifts, equity — what Australian banks accept as 'genuine savings' for your home loan.
Breaking down the real deposit requirement — genuine savings rules, LMI thresholds, and gifted deposit rules in 2026.
The full cost breakdown of buying with only 5% down — stamp duty, LMI, conveyancing and hidden fees in 2026.
LMI cost by LVR: 85% vs 90% vs 95%. The one-time premium table and when capitalising LMI makes sense in 2026.
