Borrowing Power
Serviceability for two incomes: how lenders assess couples and dependants
Joint applications, dependant loading, maternity leave — making two incomes work harder for your home loan in 2026.
Joint applications, dependant loading, maternity leave — making two incomes work harder for your home loan in 2026.
Your student loan repayments count as a liability. Here's exactly how much they reduce your maximum loan in 2026.
RBA rate hikes, the new DTI cap, and changing lender appetites — plus practical ways to borrow more in 2026.
Income, HEM expenses, dependants, credit cards — the full borrowing power formula explained for 2026.