First Home Buyers
Rentvesting vs buying to live in: a first home buyer's 2026 decision guide
Continue renting where you want to live while buying an investment property — the numbers compared for 2026.
Buying Costs
Buy vs rent in 2026: when buying builds more wealth than renting
The 30-year model: rent at $650/week vs a $700k mortgage. Break-even depends on capital growth assumptions.
Investing
Investment home loans in 2026: LVR, rates and serviceability differences
Investment loans carry a 0.25%-0.50% premium. LVR caps, interest-only options, and tax deductibility.
Investing
SMSF home loans (LRBA) in 2026: rules, minimum balances and lenders
Limited Recourse Borrowing Arrangements inside an SMSF — minimum fund size, rates, and compliance traps.
Stamp Duty
Stamp duty on investment property vs owner-occupied: what changes
No first-home concessions for investors. The surcharge, the higher rates, and the deductions you can claim.